UK tax on savings, side hustles and investments
Tax is where most UK personal-finance advice goes vague. These explainers pin the numbers down: the personal savings allowance and the 22% rate from April 2027, the £1,000 trading allowance and the delayed £3,000 threshold, and whether overpaying a student loan ever beats investing. Every figure links to GOV.UK or HMRC.
5 articles · updated as rates and rules change
Autumn Budget 2026: 5 Things Under-35s Should Do Before 28 October (and 2 Things Not To)
The Autumn Budget lands on 28 October 2026. Here's what's already confirmed, five moves worth making before then, and two you shouldn't make on a rumour.
Overpay Your Student Loan or Invest? The 2026 Answer for Plan 2 and Plan 5 Borrowers
Overpay your student loan or invest? For most Plan 2 and Plan 5 borrowers in 2026 the answer is invest — here's the maths, the exceptions and what to do instead.
Side Hustle Tax UK 2026: No, the £3,000 Threshold Doesn't Apply Yet
Side hustle tax UK 2026: the £3,000 threshold hasn't started yet. The £1,000 trading allowance still decides what you declare and what you owe.
Cash in a Stocks and Shares ISA: What the New 22% Tax From April 2027 Means (2026)
From April 2027, cash in a stocks and shares ISA faces a 22% tax on interest. Here's what's changing, who it hits, and what to do about it.
Savings Interest Tax in 2026/27: How Much Is Tax-Free and What to Do Before the April 2027 Rise
Savings interest tax 2026/27: how much interest is tax-free now, how the PSA and starting rate work, and the 2% rise hitting savers from April 2027.